Farmers advised to seek sufficient insurance cover for pedigree rams

Full mortality and loss of use insurance advised before going out into field

Farmers are being urged to consider suitable insurance cover ahead of rams going out to field through tupping season, as the industry is championed during Love Lamb Week (1-7 Sept).

There has been an increased demand of British farmers for home-grown lamb available all year-round, rather than focusing on traditional early lamb for the Easter period. This, combined with the year-on-year increasing demand for lamb by the Islamic community during Eid al-Adha, represents an important opportunity for sheep farming enterprises, for those who want to take it.

With the ram sales already in full swing around the country; although there is some worry about fodder for this winter which may potentially result in fewer buyers, we will definitely still see the hammer drop for some rams at a very appreciable price.

Although livestock will normally be insured for specific perils on the main farm policy, farmers should consider individual insurance for these high value animals.

“If you have invested significant figures on a ram to serve your ewes, we always recommended these animals are insured on a more comprehensive basis,” explains Charlotte Wilson, of Farmers & Mercantile Insurance Brokers’ Shropshire office.

“There will be a lot of movement over the next few months, and it is sensible and prudent to consider all risks mortality cover in the case of death caused by accident, injury or illness,” adds Charlotte.

“Likewise, if the animal becomes permanently infertile, impotent or incapable of service, loss of use insurance will help protect your investment,” concludes Charlotte.

Farmers & Mercantile’s on-farm teams can advise on suitable livestock insurance cover to suit individual requirements. Visit www.fandmgroup.co.uk for details.

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About The Author

John Swire - Deputy editor of Agronomist and Arable Farmer as well as responsibility for the Agronomist and Arable Farmer and Farm Business websites. After 17 years milking cows on the family farm John started writing about agriculture in 1998 and has since written for a variety of publications and has developed a wide circle of contacts within the industry. When not working John is a season ticket holder at Stoke City and also of late has become a fitness freak, listing cycling, swimming and walking as his exercises of choice.